Watching NAV alone misses dividends
A NAV curve that excludes dividends understates a fund's true long-term return, especially for exchange-traded funds paying cash dividends.
Fund AI Analysis · Privora
Is your fund's dividend being left out of your return? AI reads NAV and dividends together
Many people only watch NAV go up and down, missing the portion of return that comes from dividends. Privora aggregates daily NAV for 27,446 funds, fee and manager information for 31,694 funds, and 11,413 dividend records, so AI can put this data alongside your holdings and show you what your fund is actually returning.
What is fund AI analysis?
Fund AI analysis means placing a fund's daily NAV, dividend records, and fee information in the same context, so AI can continuously explain the real composition of your fund holdings' return — including the cash-dividend portion that's easy to overlook — instead of just a NAV line.
Why a NAV chart alone isn't enough
Fee and manager information is scattered
Subscription fees, management fees, custodian fees, and manager details are usually spread across different pages, making it hard to compare funds at a glance.
Fund holdings are viewed separately from stocks and gold
Most fund apps show only the fund itself, making it hard to place it inside the risk picture of your overall portfolio.
What Privora provides for fund data
Daily NAV for 27,446 funds
A complete daily NAV series covering the past year (since 2025-07-15), queryable directly on the web and bindable to your holdings.
Fee and manager information for 31,694 funds
Fund code, name, type, management company, custodian, and inception date, making it easy to compare fees and managers across funds.
11,413 dividend records across 4,309 funds
Dividends are factored into your return attribution, so cash dividends stop getting lost in the impression that "this fund hasn't really moved."
Reuses AI portfolio analysis and risk monitoring directly
Fund data sits in the same platform as your stock and gold holdings, so it can feed into AI portfolio analysis and portfolio risk monitoring's portfolio view.
Questions it can help you answer
- Is this fund's dividend this year factored into my return?
- How much do fees and managers differ across similar funds?
- How does adding this fund change the concentration risk of my overall portfolio?
- Is this fund's recent NAV move normal, or does it need attention?
How this differs from a typical fund app
Dividends are factored into return
Cash dividends are counted in return attribution, not just the NAV curve itself.
Fees and manager information are comparable side by side
No switching between pages — compare fee structures and managers across several funds at once.
Viewed alongside your overall holdings
Funds aren't an isolated dashboard — they can feed into AI portfolio analysis and risk monitoring for your whole portfolio.
Who this is for
People holding multiple funds who want their real return
For people who already hold funds and want to know whether dividends are being counted in their return.
People comparing fees while picking a fund
For people who want to compare fees and manager information across a shortlist of candidate funds.
People who want funds, stocks, and gold in one portfolio view
For people who don't want a separate app just for funds and prefer to manage their whole portfolio in one place.
Common questions about fund AI analysis
How many funds does the fund data cover?
Daily NAV covers 27,446 funds; basic information (code, name, type, management company, custodian, inception date, fees) covers 31,694 funds.
How far back does fund NAV history go?
The web can query a complete daily NAV series for the past year (since 2025-07-15); for longer history, AI agents can query MaxCompute-hosted fund data back to 2011.
How are dividends factored into return?
We record 11,413 dividend entries across 4,309 funds, including ex-dividend dates and amounts; these cash dividends are counted in your return attribution, avoiding the understatement that comes from watching the NAV curve alone.
Can I see a fund's fees and manager information?
Yes. Fund basic information includes fee structure (management fee, custodian fee, etc.), plus management company, custodian, and inception date, making it easy to compare candidate funds side by side.
Do I need to register to see fund data?
No. You can preview sample fund data in the marketplace without registering; sign in to connect your real fund holdings for continuous AI analysis.
Ready to see your funds' real returns?
Start by previewing sample fund data without registering, then sign in to connect your real fund holdings.